Haryana Ekmusht Niptan Yojana :- Haryana Ekmusht Niptan Yojana (एकमुश्त निपटान योजना) is a special relief scheme by the Haryana Government to help farmers clear old agricultural loans from Primary Agricultural Credit Societies (PACS) by waiving off interest and penalties when the principal amount is paid in one go.
Key Highlights
-
📅 Launched: 10 December 2025 by the Haryana Government.
-
🧾 Purpose: To reduce financial burden on farmers with overdue PACS loans by fully waiving interest and penalties once the principal is repaid.
-
👨🌾 Who Benefits: Farmers who are permanent residents of Haryana and have taken agricultural loans from PACS institutions.
-
📊 Scale: Expected to benefit around 6.81 lakh farmers, with approximately ₹2,266 crore in interest relief.
-
📆 Validity: Scheme is valid up to 31 March 2026.
Benefits
-
100% Interest Waiver: All accrued interest on eligible PACS loans will be fully waived once the principal amount is repaid.
-
Penalty Waiver: Any penalty charges also stand waived under the scheme.
-
Automatic Benefit: You do not need to apply separately to avail the benefit.
Eligibility
To be eligible under the Haryana Ekmusht Niptan Yojana:
-
Must be a permanent residet of Haryana.
-
Must have taken an agricultural loan from a Primary Agricultural Credit Society (PACS).
-
Must be ready to repay the full principal amount of the loan.
Application Process
-
No separate application form is needed.
-
Farmers simply pay the original (principal) loan amount to their PACS account.
-
The PACS then processes loan settlement under the scheme, and interest + penalties are waived.
-
In case of a farmer’s death, eligible family members can also avail benefits under the same terms.
Important Notes
-
The Haryana Ekmusht Niptan Yojana was announced as part of the state’s farmers’ welfare push and has no separate online application portal — the process is handled through local PACS offices. To avail the benefit, make sure your loan account details and principal repayment are updated with your PACS.
